You pay your premiums faithfully, trusting that your insurance company will be there when you need it most. But after an accident or loss, some insurers delay, deny, or undervalue claims they should pay.
When an insurance company crosses the line from tough negotiation into bad faith, Louisiana law gives you the right to fight back.
At Anderson Blanda & Saltzman, our personal injury attorneys in Lafayette spent decades holding insurance companies accountable in Louisiana. With more than $300 million recovered for our clients and over 60 jury trials behind us, we know how insurers operate and how to hold them responsible.
Call us today at (337) 233-3366 or visit our contact page to schedule a free consultation to discuss your case.
Why Choose Anderson Blanda & Saltzman
- A 99% success rate through settlements and trial verdicts for our clients
- More than $300 million recovered, including a long list of seven-figure settlements and verdicts
- Over 100 years of combined experience and 60+ jury trials, with more than 10,000 cases successfully litigated
- Award-winning, nationally recognized attorneys, including recognition from The National Trial Lawyers: Top 100 and Best Attorneys of America
- Local roots, statewide reach — based in Lafayette and serving clients throughout Lafayette, Acadia, Iberia, St. Mary, St. Martin, and St. Landry Parishes
What Is a Bad Faith Insurance Lawyer?
A bad faith insurance lawyer represents policyholders and claimants whose insurance companies have failed to honor their legal duty to act fairly and in good faith. Insurance policies are contracts, and Louisiana law imposes a duty on insurers to promptly and honestly investigate, evaluate, and pay legitimate claims.
Under Louisiana Revised Statute § 22:1892, an insurer that fails to pay a claim within the required timeframe after receiving satisfactory proof of loss without a reasonable basis may be liable for the amount owed under the policy, plus a penalty.
In that case, the insurer owes the amount of the claim plus a penalty equal to 50 percent of the damages due, or $1,000, whichever is greater, along with any proven economic damages from the breach and reasonable attorneys’ fees and costs. If the insurer made only a partial payment, the 50 percent penalty applies to the shortfall instead of the full claim amount.
A bad faith insurance lawyer investigates how your claim was handled, identifies whether the insurer’s conduct crossed the line from a legitimate dispute into bad faith, and pursues both the compensation you were originally owed and any additional penalties the law allows.
How a Lafayette Bad Faith Insurance Lawyer Can Help You
A Lafayette bad faith insurance lawyer can review your claim and the insurer’s handling of it from start to finish. They can investigate whether the insurer’s conduct rises to the legal standard of bad faith.
Your attorney can gather evidence to support your claim, calculate the full value of your damages, and negotiate directly with the insurance company on your behalf. If the insurance company refuses to settle your claim fairly, your attorney can take your case to trial and demand the full value of your damages, penalties, and attorneys’ fees.
Contact Anderson Blanda & Saltzman Today
If your insurance company has unfairly delayed, denied, or undervalued your claim, we want to help you. At Anderson Blanda & Saltzman, our Lafayette bad faith insurance lawyers have the experience, skills, and resources to hold insurance companies accountable and help you secure maximum compensation.
Call us today at (337) 233-3366 or complete the short form on our contact page and schedule a free consultation to discuss your case.